09.30 - 10.00 Welcome Coffee10.00 - 11.00 PART I
Mandatory household insurance � the controversies of a much �disputed� lawThe implementation stage of mandatory household insurance:
-Which are the improvements to be made to the regulatory framework? Amendment of Law No. 260/2008
- Secondary legislation and PAID - The Insurance Pool Against Natural Disasters
- Formation of PAID and the next steps to go
- Operational aspects of the compulsory household insurance from the operators perspective

Voluntary household insurance - alternative to an uncertain future
- Disproportionate evolutions: increasing catastrophic risks and low level of insurance coverage
- Property insurance market - Evolution and Dynamics 1990 � 2010

11.00 - 11.30 INTERACTIVE PANEL
Economic and social impact of mandatory household insurance- Compulsory household insurance - a new tax?
- Are the premiums too small compared to real-estate market realities?
- Who will benefit from the introduction of compulsory insurance?
- Are there any cross selling opportunities for insurance companies?
- The reinsurance cost - who pays the bill?
- The role of insurance brokers in boosting the voluntary market

11.30 - 12.00 Coffee Break12.00 - 13.30 PART II
Catastrophic risk management - prevention and impact reductionThe role of Government in catastrophic risk management
- Convergence of measures aiming to reduce the risk with financing solutions through insurance
- Catastrophic risks reduction and strengthening emergency situations management
- Public administration � a central role in catastrophic risk management
- Expanding database solutions regarding house owners

Responsibility for population education: better late than never
- The necessity of voluntary household insurance and risk control
- National campaigns to inform and educate the population, the role of mass media
- Voluntary vs. mandatory insurance

13.30 - 14.00 Coffee Break
14.00 - 15.30 PARTE III
Bucharest � the European capital most exposed to catastrophic risksIs Bucharest ready to face catastrophic risks?
- Collaboration between local authorities, inspectorates for emergency situations and insurers
- Earthquake scenarios in Bucharest-is the population aware of these risks?
- How receptive are the people of Bucharest to household insurance?
- Ways to educate citizens regarding household insurance

15.30 - 16.00 Networking Cocktail